Lyft Accidents

In San Diego, Lyft and other rideshare apps have become increasingly popular among drivers and passengers. Although ridesharing has many benefits, including convenience and affordability, some risks are involved with the innovative approach to transportation. If an accident occurs during a Lyft ride, both drivers and passengers could suffer major consequences.

Who is covered by Lyft’s insurance policy?

Lyft provides different levels of insurance coverage for its drivers, which is determined by the driver’s status at the time of an accident. If the driver has not accepted a ride but is still in “driver mode,” Lyft provides limited coverage as a backup for the driver’s personal insurance. After the driver accepts a ride request and until the ride has ended, the driver is covered by Lyft’s most extensive insurance policy, which has a $1,000,000 per accident limit. Lyft protects both the driver and passenger(s) with this liability policy, as well as a $1,000,000 uninsured/underinsured motorist policy.

What if an accident occurs during a Lyft ride?

If you are involved in an accident during a Lyft ride, whether you are the driver or passenger, follow the steps you would normally take immediately after a car accident.

• Check for injuries. If you or anyone else involved in the accident sustained injuries, immediately call for medical help.
• Call the police. You will need an official police report of the accident for insurance claims or any other future actions related to the accident.
• Talk to witnesses. If possible, collect information from everyone involved or present at the scene of the accident. Document the names and contact information of other drivers and witnesses.
• Document the accident. Take photos of the accident scene, including the Lyft vehicle, other vehicles that were involved, and any related injuries. If photos aren’t possible, write down as much information as possible.
• Seek non-emergency medical attention as soon as possible. Some of your injuries may not be visible or felt immediately. Within 24 hours of the accident, consult with a physician to be sure your medical needs are addressed.
• Contact a personal injury lawyer. For your own protection and recovery, contact a lawyer as soon as possible.

A personal injury lawyer can help.

As with most accidents, insurance companies and corporations don’t make it easy for you to receive the compensation you deserve. And although Lyft protects drivers and passengers with an adequate insurance policy, many accident victims still face the hurdles that insurance providers create to limit compensation or prolong the recovery process. For individuals who suffer injuries that surpass the insurance limit of $1,000,000, complete restitution can be challenging or impossible.

A personal injury lawyer protects the victim’s best interests. If you are involved in an accident during a Lyft ride, you need someone to face these hurdles for you.

King Aminpour Car Accident Lawyer is experienced with some of the toughest personal injury cases. If you have been involved in a Lyft accident, we will negotiate with the insurance company on your behalf and help you understand what to expect from the process. Whether you are a Lyft driver or passenger, we will provide you with the advice you need, protect your legal rights, and fight for the compensation you deserve for the injuries you sustained. Our first priorities are you and your recovery.